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In today’s computer savvy world, it’s difficult to believe that all computer users aren’t aware of identity theft. To most people, having a computer is as necessary as having a car or a phone.

People who have cars and phones obviously have insurance to protect their possessions. So why do those same people go without security or ‘insurance’ to protect their computers and personal information and avoid identity theft?

Cybercrime has grown. Just in case you don’t know the latest about identity theft, here is some scary information that might get you to rethink protecting yourself on the Internet.

Latest identity theft news

There is a vast underground economy that thrives on stolen information.

Used for everything from simple spamming to DDoS (distributed denial of service) attacks, thieves rent giant botnets to criminals for malicious activity.

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We all like to think that we have a unique identity, but it is true but such an identity is now able to be stolen by criminals. Today our personal information is used for numerous purposes. It is for this reason that thieves will try various methods to find out all about our identities and carry out identity theft. Such personal information can be used to be given credit cards, open bank accounts, and receive loans and state benefits, not to mention being issued passports and driving licenses.

To help protect yourself and your family from identity theft there are many important steps that you can take.

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In this season of giving, many legitimate organizations take advantage of consumers’ benevolent moods to beseech funds for various charitable causes. However, the bombardment of solicitations and the joy of the holiday season may cause otherwise cautious consumers to let their guard down. Unfortunately, many scammers are finding ways to gather personal information and money by masquerading as charitable organizations, and can commit any number of types of identity theft in the name of a trusting benefactor.

To thwart these kinds of scams, it is most important to simply be aware that they are out there. W

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Identity theft is no laughing matter. In 2008, almost 10 million Americans were victims of identity theft crimes, which was 22 percent higher than in 2007. What may be even more alarming is the fact that identity theft is usually not the work of a computer genius with expert hacking skills.

Approximately 43 percent of identity theft cases come from low-tech means like stolen wallets and sensitive information on important documents. This is in stark contrast to what most Americans are accustomed to when they think of identity theft: some anonymous hacker stealing their information right from their computers.

That’s not all, though. J

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In 2003 one Pastor Dortus Doe was arrested for identity theft charges in Dekalb County, Atlanta, Georgia. It was alleged that he stole from some members of his congregation to include a crippled, Karen Belton, up to a tune of 50,000 dollars. He was finally discovered when he tried to order and American Express Card in Karen’s name. She was alerted and stopped it, immediately informing the police, who then arrested him. At the time Doe was the Pastor of the Deliverance Life Tabernacle Church in the area. We know he was arrested. But was he ever fully tried, convicted and sentenced? Was he jailed? How long was he kept in prison? H Read more…

{img-0} Market changes have forced a lot of expenses to go up. If you notice, your mortgage payments and other costs are not at the same level as before. For the ordinary consumer, this means less purchasing power and lower standard of living. Fortunately, you can fight back by knowing the tips and tricks in saving money. We have compiled five tips that will help you financially during tough economic times:

* Check your mortgage — most mortgage lenders offer an introductory offer. If you took advantage of this, make sure that you know when it will end so that you can remortgage in time. With the variable rate of as much as 8.5 percent, no one wants to make even one late payment.

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