ChartSmart is an End-of-day Stock Screening and Charting Software tool that allows you to create custom screens from nearly all Canadian and U.S. stocks, nearly 14,000 securities.

It runs on your PC and uses the internet to download your daily updates from the web. The magic of ChartSmart is that it allows you to run screens on both fundamentals and technicals at the same time. Create unlimited screens combining such fundamentals as book value, dividends, and cash with technicals like price, volume, price gaps, technical indicator breakouts and so on. Simply create and save your custom screen, run it, then scroll through the charts. ChartSmart allows you to create unlimited screens then run them again daily to find new stocks that meet the criteria that you set. You can place the stocks that you like in an unlimited number of watch lists that you can create. You can even screen through the stocks in your watch lists, then do sub-screens of them.

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One of the best personal finance tasks I ever took on was building a personal net worth calculator.

It was a simple little thing (in fact, I wrote a tutorial on how to build one in any spreadsheet program you have, very little knowledge required). All it did was add up all of my assets, add up all of my debts, then subtract my debts from my assets, leaving me my net worth.

The spreadsheet simply consisted of a list of all of our significant assets – our retirement accounts, our checking accounts, our savings accounts, our vehicles, our home – and their approximate values. It would also include each of our debts – credit cards, car loans, mortgages, and so on – and their current balances.

All I had to do was enter the new balances and values for each of these things at the start of the month, and the spreadsheet would automatically calculate my total assets, my total debts, my new net worth, and how each of these numbers compared to the previous month and to the previous year.

For years, I did this diligently every single month. It almo

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When two snowflakes meet over the skies of Washington, there is absolute chaos. People jam the roads in an attempt to buy up all the bread and milk they can get – which is interesting because many Washingtonians drive hulking SUVs that they don’t know how to drive, but that make them feel invincible in the snow.

Just say “snow” in Washington and you set off a panic.

Something similar happens in Washington over another term, which is now heard by residents as often as snow: GOVERNMENT SHUTDOWN. You couldn’t listen to news radio this morning while sitting in typically horrible Washington traffic without hearing dire warnings putting federal workers on alert about a possible federal government shutdown. It was top news – which says a lot about how many federal workers we have around here.

All this has something to do with that darn temporary payroll tax cut that expires at the end of the year.

My not-so-bold prediction over the last couple of weeks has been that the temporary payroll tax cut will be extended, and, on time. Why? Becaus

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After your home and your family, vehicle costs may well be the next biggest drain on your personal finances.

Buying a car outright is something that takes many of us a long time with payments often having to be spread over a number of months or years to ease the financial impact.

On top of the cost of buying the car, drivers must consider the huge outlay of funds required to fuel a car, not to mention the numerous additional expenses including maintenance and repairs, vehicle tax, insurance and keeping the car clean.

However, if you think carefully about the way that you use your car, it is possible to fit a car into your daily life , reduce vehicle costs and not cause yourself undue difficulty.

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Armed gang steals millions from Dubai royal family When you read this you will understand how lucky you are not having too much money and therefore not a target for the bad guys. Members of an armed gang are on trial after being charged with stealing millions from the Dubai royal family. The $3,100,000 they made off with was the royal family’s “holiday spending money” set aside for its visit to London on June 24.   It wasn’t a joke Royal aide Abdullah Shakeri, who testified from behind a protective screen, said he thought members of the gang were only joking when they first approached him outside the Emirates Bank in Knightsbridge, West London with the demand to “put the cases down or I’ll shoot you in the face”. The Daily Mail reports that the robbers then repeated their threat and told Shakeri he would be shot if he did not flee the scene.   £50 notes Prosecutor Alexandra Felix said the money was divided into £50 notes, held in two suitcases. “The royal family Read more…

I.C. System, Inc., an accounts receivables management company based in St. Paul, Minn., recently held a Holiday Food Drive at its home office.  The annual drive yielded 2014.5 lbs of food this year, all of which was donated to the White Bear Area Emergency Food Shelf.

The food drive was organized by E.C.H.O. (Employee Charitable Help Organization), the charitable organization comprised entirely of I.C. System employees.  Competition played a big part in I.C. System producing the largest amount of food the drive has ever collected.  “We created additional motivation this year by having each floor of our home offices compete for prizes, said Mary Hiles, Associations Manager and E.C.H.O. member.  “The generosity of our employees in this food drive is overwhelming and made a wonderful donation to help families just before the holidays.”

I.C. System al

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